Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

As your realtor negotiates the sales contract for you, I will not only work with them to get the sales price you want, I will also work to limit the number of closing costs for which you will be responsible.

I will walk you through the closing costs, answering any questions you may have explaining which costs are designated to each different entity of the loan process.

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. Closing costs may include appraisal fees, flood certifications, surveys, title policies, title comany closing fee, closing document preparation fee, county recording fees, origination fee, credit report fee, tax service fee, underwriting fee, and courier fees. These fees should be a part of your "Good Faith Estimate" that you should receive from your loan officer.